More About Anchor's President More About Our Services for Small Business More About Our Services for Individuals More About Anchor's President Frank M. Rich, III (pictured at right) is the President of Anchor Financial & Accounting, P.C. and has over 20 years' experience working with individuals and small businesses. He is a Certified Public Accountant (CPA), a Certified Financial Planner (CFP®), a registered investment adviser, and a licensed insurance agent/broker. He is a graduate of Penn State University, where he earned a Bachelor of Science Degree in Accounting, later obtaining his CPA and CFP® designations in 1984 and 1988, respectively. Prior to forming Anchor Financial & Accounting, P.C. in 1994, Mr. Rich held senior positions with an internationally prominent CPA firm (as senior accountant, auditor, tax preparer and advisor), and with a national service firm as Corporate Controller. Mr. Rich's specialty is working with individuals and small business owners who require or prefer personalized service and planning guidance. His advising style is casual, personable and results-focused. He listens carefully to client needs and goals and works directly with all of his firm's clients, offering insightful, independent and objective advice and guidance. He lives with his wife and children in Lansdale, Pennsylvania, a suburb of Philadelphia. Services for Small Business Clients Business Plan (Pre-Start-Up) Consulting Even before you formalize your business (i.e. when you are in the "idea" stage), we can provide you with valuable advice that can help you advance your business goals and avoid costly mistakes. This may include preparing you for what to expect in running and operating a business, helping you decide what type of business entity to select (e.g. sole proprietorship, corporation, etc.), or providing administrative or operational ideas and recommendations. Business Start-Up Services Once you have decided to put your business plans into action, we can help you meet your legal and related requirements by formalizing your business, preparing all required initial regulatory filings, help you establish your initial accounting system and explain in easy-to-understand terms, your bookkeeping and accounting responsibilities. We can also give you guidance on other start-up related matters and concerns. Business Accounting, Tax & Consulting Services A business owner has many ongoing compliance and administrative responsibilities. Our accounting, tax and consulting services allow you to focus more of your time on running your business and increasing profitability. Available services include preparation of business and individual income tax returns, preparation of payroll and sales tax returns, financial statement compilation and continual administrative and operational support. Our services are tailored to your unique service needs. Monthly retainer payment options are also available. Services for Individuals Investment Advisory Services Investing your money, consistent with your specific needs and goals and in line with your particular risk tolerance, has become much more complex in recent years. However, before you employ a professional investment advisor, you need to be sure that person is free from conflicts of interest and truly has your best interests at heart. At Anchor Financial & Accounting, you can be assured that our advice is independent and objective. We offer only "fee-based" investment advice tailored to your specific needs and goals. When recommending investment products, we focus on "no-load" investment solutions that are free from commissions and the related conflicts of interest these products pose. Services range from basic reviews performed at hourly rates to our comprehensive service option for clients with at least $100,000 of assets to invest. Our comprehensive service option provides clients with customized portfolio design and set up, continuous investment guidance and support, daily updating of transactions and prices and detailed asset tracking and performance reporting using sophisticated portfolio management software. Tax Planning and Tax Return Preparation Services We can offer you affordable professional tax planning and return preparation services performed by CPAs. Unlike many other businesses that prepare tax returns, we don't treat you like a number and rush you through such an important undertaking. We take the time necessary to help ensure that all available deductions and tax-saving opportunities are uncovered and educate you on what you can do to reduce your tax burden. Additionally, we are available year-round to address your tax planning and preparation needs. Insurance / Annuities We can address your life, disability and long-term care insurance and your annuity needs in an independent manner using a "needs-based" model and products underwritten by leading insurance companies. We are not "captive agents," do not have exclusive selling arrangements with particular companies to the exclusion of others, nor are we dependent upon the sale of insurance products. We work for you, independently seeking out products that best serve your unique needs. General Financial Planning and Consulting Whether helping you plan for your retirement, assisting you with your budgeting and money management concerns or advising you on other aspects of your financial planning, we can place you more in control of your financial future and help give you more piece of mind and clearer direction.